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Virginia Medicare Broker Near Me

You’re 65 and have decided that the best program that can offer you affordable, quality health care as a senior is Medicare. Great choice!

Medicare offers various benefits, many of which you already know. With its numerous coverage options, Medicare can be confusing, however. That’s why, for many people, the first thing they do when signing up is search for “the best Virginia Medicare broker near me” to get help with their queries so they can make the right decision for their needs.

Who is a Medicare Broker?

Medicare insurance brokers are independent agents that work with multiple insurance companies. Unlike captive insurance agents that represent only one insurance provider and can only offer you plans from that insurer, medicare brokers help you review plans from different companies, give you an honest evaluation of all the options, and guide you in choosing the coverage that suits your needs the most.

Why Work with a Medicare Broker?

Working with a medicare broker isn’t a requirement for Medicare. So you can do it all on your own. However, enrolling in Medicare is unlike buying other insurance products. Medicare is very complicated, from the broad coverage plans to the terminologies used in describing them.

You’ll have to learn and know what coverage the options provide, their benefits, limitations, rules, associated out-of-pocket expenses, and whether you’ll need any supplemental Medicare plan. All these are difficult to navigate. Needless to say, the experience, help, and guidance you’d get from working with a Medicare Broker are invaluable.

What You Can Expect From a Virginia Medicare Broker

Virginia Medicare brokers are state-licensed brokers very knowledgeable about everything Medicare. They are required to complete training and pass an examination that tests their knowledge of Medicare and its plans.

So when you work with a medicare broker, you can rest assured that you’re working with an expert that can guide you from start to finish.

Finding a Virginia Medicare Broker Near Me

When it comes to finding the right Virginia Medicare broker, you want to choose a broker with years of experience helping people get suitable Medicare plans in Virginia. You also want to go with a broker certified and licensed in the state.

It’s also best to choose an agent that specializes in Medicare insurance so you can be sure you’re getting help from a specialist. With Boomer Insurance, you get to work with a Virginia Medicare broker that ticks all these boxes.

Your Trusted Virginia Medicare Broker

At Boomer Insurance, we review your healthcare needs and plans, explain all the options to you, and help you settle on the coverage that suits you the most. Need help changing your current coverage or provider? Turn to us at Broker Insurance. We’ll review your plan to know if it meets your needs or not and identify the changes you need to make.

We thrive in laying out all the facts, explaining the pros and cons of all the plans so you know the one that fits your unique situation. Best of all, we don’t pressure you into buying any plan or even buying from us. For us at Boomer Insurance, you matter most. There’s no charge to contact, meet, or buy from us! Get in touch today!

IRMAA Life Event Form

First, you need to obtain and fill out a life-change event form so that you can notify the Social Security Administration of this event.

A copy of the page in the letter that you received from the Social Security Administration

Next, you need to obtain the page describing the year and income that the Social Security Administration is trying to penalize you for to raise your Medicare rates. Make a copy of that one page that shows the income you made in 2018; then, you can package that copy with the other items.

Estimated current year income

Moving forward, you need to write down your estimated income for 2020. You can type this up and incorporate you and your spouse's expected income. Income includes Social Security income, interests on savings, 401K, and more. At the bottom of the page, add the total income for you and your spouse. Highlight it with large font, so it is clear to the Social Security Administration.

Proof of life-event

Lastly, you need proof from your employer or another party that you have experienced a life-changing event that has had an impact on your income. Whether that comes in the form of a letter, an email, or another type of communication, it's necessary.

Medicare Supplement Plan Chesterfield Henrico Richmond Midlothian Hanover Mechanicsville Amelia Goochland Powhatan
Medicare Supplement Plan Chesterfield Henrico Richmond Midlothian Hanover Mechanicsville Amelia Goochland Powhatan
Medicare Supplement Plan Chesterfield Henrico Richmond Midlothian Hanover Mechanicsville Amelia Goochland Powhatan
Medicare Supplement Plan Chesterfield Henrico Richmond Midlothian Hanover Mechanicsville Amelia Goochland Powhatan
Medicare Supplement Plan Chesterfield Henrico Richmond Midlothian