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Medicare Supplement Plans in Richmond, Virginia
Do you need information on Medicare Supplement plans in Richmond, VA? At Boomer Insurance Group, we have been serving the Richmond Metropolitan area for over a decade with Medicare guidance and information. With extensive experience, our advisors can lead you in the right direction. We recognize that Medicare can be complicated and challenging to understand with all of the information out there. Our advisors have extensive experience in the insurance field and can make navigating unfamiliar waters easy and straightforward. Below, we break down what a Medicare supplement plan is and how it can provide you with coverage.
What is a Medicare Supplement Plan?
Medicare can provide coverage for certain areas of healthcare, but you may need more. When Original Medicare doesn't cover certain aspects, that's where a Supplement Plan can help. Medicare Supplement plans usually cover costs like copayments, coinsurance, and deductibles. Supplement plans do not cover dental, vision, or hearing services. If you suspect that you will need extra coverage, it is worthwhile looking into your options.
Contact Boomer Insurance Group
At Boomer Insurance Group, we can break down the different options and coverages to make the process easy for our community. As we get older, it's crucial to understand our options for healthcare and coverage. We are passionate about serving the insurance needs of Richmond and the surrounding regions. Our staff of Medicare specialists is committed to educating our customers on the other Medicare Supplement plans available. We are here to help you understand the different insurance options available to you. Contact Boomer Insurance Group in Richmond, Virginia, today for more information on Medicare Supplement plans.
IRMAA Life Event Form
First, you need to obtain and fill out a life-change event form so that you can notify the Social Security Administration of this event.
A copy of the page in the letter that you received from the Social Security Administration
Next, you need to obtain the page describing the year and income that the Social Security Administration is trying to penalize you for to raise your Medicare rates. Make a copy of that one page that shows the income you made in 2018; then, you can package that copy with the other items.
Estimated current year income
Moving forward, you need to write down your estimated income for 2020. You can type this up and incorporate you and your spouse's expected income. Income includes Social Security income, interests on savings, 401K, and more. At the bottom of the page, add the total income for you and your spouse. Highlight it with large font, so it is clear to the Social Security Administration.
Proof of life-event
Lastly, you need proof from your employer or another party that you have experienced a life-changing event that has had an impact on your income. Whether that comes in the form of a letter, an email, or another type of communication, it's necessary.